About Dental Insurance

Dental insurance can be confusing, but we'll make it easy for you. Simply bring your card or claim into our office, or call to speak with Linda or Cindy. We'll be happy to tell you what your insurance will cover and file your claim for you.
Dental insurance is diverse. Some policies cover only a small percentage of fees, while others cover 50 percent or greater. The more you or your employer pays for premiums, the better the coverage, in most cases.
For the most part, dental insurance covers preventive procedures, including annual X-rays, two cleanings and checkups per year, and fluoride treatments at 100 percent. Restorative care, such as fillings, crowns, replacement teeth, orthodontics, etc. are partially covered.
Cosmetic treatment is not covered. To help with this, we work with third party financing companies to make dentistry affordable for virtually all of our patients.
Most dental insurances also carry a "missing tooth clause." The clause states that your insurance will not pay for replacement of a tooth or teeth that were missing before your policy began. Our third party financing companies can help you afford dental implants, partials, dentures, or bridgework.
Your benefits are probably based on "usual, customary, and reasonable fees." These fees are arbitrarily assigned by insurance companies and may not accurately reflect the cost of our services. We are not a discount clinic, and we offer many technologies and luxuries to make your dental experience exceptional. We invest significant time with each of our patients. To us, you are a person, not a number or a chart. Dr. Fisher and our team invest in far more continuing education than is required so that we can bring you the best dental care possible. The fees considered "reasonable and customary" by your insurance provider probably do not reflect the type of care and service we consider standard.
Your "yearly maximum" is the amount your insurance company will pay in a calendar year. Usually, the amount is $1000 to $1500. If you do not use all of your yearly maximum before December 31st, you lose it. Each new calendar year, your maximum will fund again.
If you have dental insurance, we will tell you your estimated portion before your treatment, based on what your insurance company tells us. Please be prepared to pay your portion at your visit unless prior payment arrangements have been agreed upon.
If your insurance provider does not pay their estimated portion, we will make every effort to collect from them over the next 60 to 90 days. After that, we will need to bill you for the balance.
We make every effort to maximize your insurance benefits on your behalf, so your out-of-pocket expense will be as small as possible.

State-of-the-Art Dentistry, Where Dentistry Is an Art. Call our Rockwall dental office today to schedule your complimentary cosmetic or implant dentistry consultation with Dr. Fisher, or to schedule your next check-up or cleaning. We serve Rockwall, Rowlett, Garland, Royse City, Mesquite, Forney, Greenville, and the surrounding Dallas-Fort Worth Metroplex with exceptional care that is as individual as you are.